There are extra bank holidays over Easter. This means Service Users need to carefully plan when to send their files to Bacs for processing if they want to ensure their collections and/or payments are made on time. See the simple table below to work out when your files should be sent to Bacs.

Easter Bacs Processing: 

Date you want to receive Direct Debits

Thursday 17 April

Tuesday 22 April

Wednesday 23 April

Thursday 24 April

Latest date to send transactions to Bacs

Tuesday 15 April

Wednesday 16 April

Thursday 17 April

Tuesday 22 April

Bacs Processing Tips:

Remember – Direct Debits due on the Bank Holiday should be collected the day after, not the day before the due date. You can submit files up to 30 calendar days in advance of the processing date and you can check the details of files that have been submitted on Payment Services website. This allows you to confirm the volume, value and date of payments. 

To help your Bacs planning over this and other holiday periods such as Christmas, you can download the Bacs Processing Calendar

May Bank Holidays 

It’s not just Easter affected by additional bank holidays. May brings both an Early May Bank Holiday and the Spring Bank Holiday. 
See the tables below:

Early May Bank Holiday 2025

Date you want to receive Direct Debits

Friday 2 May

Tuesday 6 May

Wednesday 7 May

Thursday 8 May

Latest date to send transactions to Bacs

Wednesday 30 April

Thursday 1 May

Friday 2 May

Tuesday 6 May

Spring Bank Holiday 2025

Date you want to receive Direct Debits

Friday 23 May

Tuesday 27 May

Wednesday 28 May

Thursday 29 May

Latest date to send transactions to Bacs

Wednesday 21 May

Thursday 22 May

Friday 23 May

Tuesday 27 May

Contact us for help:

If you would like help planning your Bacs submissions, see information on our website – Bacs Processing Cycle or Contact Us – we are very happy to help!

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