Bank Holidays: Planning your Bacs Processing in April & May
The upcoming bank holidays mean you may need to send your Direct Debit and Direct Credit files to Bacs on a different date than usual to ensure your collections and payments are made on time.
Are you Easter Ready?
The Good Friday and Easter Monday bank holidays mean that Bacs and the banks will not be processing Direct Debit files on these days, so to help you plan your Bank Holiday Bacs processing, see our helpful table below:
| Date you want to receive Direct Debits | Latest date to send transactions to Bacs |
| Thursday 6th April | Tuesday 4th April |
| Tuesday 11th April | Wednesday 5th April |
| Wednesday 12th April | Thursday 6th April |
| Thursday 13th April | Tuesday 11th April |
May Bank Holiday Bacs Processing
During May, there are 3 bank holiday Mondays – on 1st, 8th, and 29th May. The latest submission dates will therefore be as follows:
May 1st Bank Holiday:
| Date you want to receive Direct Debits | Latest date to send transactions to Bacs |
| Friday 28th April | Wednesday 26th April |
| Tuesday 2nd May | Thursday 27th April |
May 8th Bank Holiday:
| Date you want to receive Direct Debits | Latest date to send transactions to Bacs |
| Friday 5th May | Wednesday 3rd May |
| Tuesday 9th May | Thursday 4th May |
May 29th Bank Holiday:
| Date you want to receive Direct Debits | Latest date to send transactions to Bacs |
| Friday 26th May | Wednesday 24th May |
| Tuesday 30th May | Thursday 25th May |
Remember, to help you plan ahead you can download the Bacs Processing Calendar.
Contact us for help
If you are unsure about the Bacs Processing Cycle or have any questions, please Contact Us – we are very happy to help!